Bank of America Routing Number: 2022 List by State

Are you trying to locate your Bank of America routing number?

Since routing numbers for the Bank of America vary by state, it can be unclear how to find the precise number while doing a quick internet search.

However, you do not need to worry, as the entire list has been broken out into the following table for your convenience.

Once you find your routing number, you can pay bills, set up direct deposits, order checks, make ACH transfers, etc.

And if you need to send money through a wire transfer, you’ll need a separate number, but we will cover that information too.

Bank of America routing number

Do you remember where you opened your Bank of America account?

When searching for any Bank of America routing numbers, your search should be based on the state you first opened your chequing or savings account.

Most of the routing numbers above can be used for automatic payment, direct deposits, ACH transfers, and ordering checks.

* We have, however, identified 3 locations that use a different ABA routing number for paper services such as ordering checks.

• Illinois, Chicago Metro
• Missouri West/Kansas City
• Texas, South

Wire routing number for Bank of America

Are you planning on receiving a domestic wire transfer?

You will need to use different numbers, a Bank of America wire routing transit number.

For transfers within the United States, the number is 026009593.

If you need to send a wire transfer to someone domestically, you will need to provide the following information;

1. The recipient’s name and address (as per their account)
2. The recipient’s bank account number and routing number

Bank of America SWIFT code for international wire transfers

The routing number becomes a Bank of America SWIFT code for international transfers: BOFAUS3N.

The corresponding address is:

You can use this SWIFT code for incoming international wire transfers received in U.S. dollars or if the currency is unknown. 

For transfers received in a foreign currency, the SWIFT code and corresponding address is BOFAUS6S:

A SWIFT code is also known as Bank Identifier Code or BIC code.

Additional information is often required when sending or receiving an international wire transfer.

Bank of America requires specific details about the recipient and their bank;

1. Recipient’s full name (as per their account information)
2. The recipient’s bank name, bank address, and country
3. The recipient’s bank routing code
4. The recipient’s account number
5. Their bank’s SWIFT code, IBAN, or National ID
6. Reason for the transfer (example: family remittance, personal payments, export remittance, salary, etc.). 

Some countries will also request additional information to process international wires.

Depending on the location, the requirement could be an International Payments System Routing Code (IRC), International Bank Account Number (IBAN), the Indian Financial Services Code (IFSC), or the CLABE Account Number required by Mexico.

What is a routing number? 

In the United States, financial institutions use an ABA nine-digit code to identify themselves. This code is known as the routing number or ABA routing numbers (ABA-RNT).

It’s frequently a question, does my routing number matter? Yes, these numbers ensure that your funds transfer correctly.

If you plan on making a wire transfer, contact your bank beforehand to ensure you gather all the information you need and know all the steps ahead of time.

Since wire transfers tend to be irreversible, double-check all your account’s personal and banking details and that of the recipient.

How to find your Bank of America routing number?

If you can’t remember the state you opened your account in or are not sure which routing number is correct, here are some additional ways to track down your routing number.

Use a check

If you keep a checkbook on hand, you can find your routing number at the bottom of the check.

The Bank of America routing number can be found at the bottom left of your checks as seen in the example below.

The routing number will be nine digits. Your account number will be to its right (this number can be between 7 to 16 digits).

Contact Bank of America

For general account information, you can use the following number: 800-432-1000.

BOA business hours are Monday through Friday from 8 a.m. to 11 p.m. ET.

For accessible banking, the Bank of America accepts relays calls; clients can dial 711 to connect.

For Spanish, dial 800-688-6086, they take calls during the same business hours as above.

For overseas calls, you should go through the operator to avoid fees for international calls. The number is 1-315-724-4022.

However, regardless of using an operator, you may still accrue roaming fees if using a cell phone.

Fedwire

Refer to the Federal Reserve’s website to find any bank’s routing numbers.

How do I find my routing number on the Bank of America app?

To locate your Bank of America routing number on the app, follow the following easy steps;

• Sign in to the Bank of America app
• Select your checking or saving account from the main page.
• Your routing number will be listed under your account details.

If you are more visual, you can view this short video.

FAQ for Bank of America routing number